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Home » Benefits of Membership » Your Membership » Young Family Member Benefit
My Foresters product was purchased on or before October 31, 2000   
My Foresters product was purchased between November 1, 2000 and August 31, 2010
My Foresters product was purchased on or after September 1, 2010
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Young Family Member Benefit
We know that ensuring your children are taken care of is one of your most important concerns.
 
Orphan Benefit Monthly Payment For Children Under 18
This benefit pays $300 per month per child to the legal guardian for children under 18 due to death of both parents.
  • An orphan is a child whose parents are deceased.
  • Both parents must have been living at the time of application for membership.
  • Membership must be in force at the time of parents' death.
Eligibility Requirements & Limitations
Note: No benefit will be paid as a result of any disability or death of a benefit member, parent, or child due to any disease, signs or symptoms that have manifested at any time prior to, or within 24 months of, the Date of Application of Membership. For this purpose, illness, physical condition and disease shall be defined to include acquired immune deficiency syndrome and a diagnosis of HIV+ status.
 
Benefit Begins
  • one month after the child becomes an orphan; but in no event, earlier than 6 months from the date of application for the benefit
Benefit Ends
  • when the child turns 18
  • marries
  • becomes self supporting
  • or, receives a Foresters Scholarship grant
Foresters requires satisfactory proof of the death of both parents, documents appointing legal guardians, and a birth certificate for each orphan.
 
 
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402768 CAN/US (04/04)
 


Foresters Sales Agents do not give legal, tax, or estate planning advice. The information given here reflects our understanding of current laws and regulations. Prospective clients should contact their own legal, tax or estate planning advisor(s) on their specific situations. Product information is based on the general version except where state variations may apply.

ForestersTM is a trademark of The Independent Order of Foresters, a fraternal benefit society, Toronto, Canada, M3C 1T9.