Eligibility for Member Benefits
Eligibility for Foresters Member Benefits
Foresters member benefits are part of your Foresters Membership and offer you and your family additional protection. Eligibility requirements vary by benefit You, as an eligible member, can apply for member benefits as long as you meet the benefit specific requirements.
Benefits package
There is one membership per family regardless of the number of Foresters certificates held or persons insured. Benefits packages are assigned by member household only, under the name of the first individual (including children under the age of 16) who is the insured or annuitant under a Foresters certificate within that household.
Who is Eligible?
Foresters member benefits may be available to the following individuals, subject to benefit specific eligibility requirements :
- Primary insureds and annuitants under a Foresters certificate and their immediate family members.
- Holders of a Foresters Social Fraternal Membership and their immediate family members.
- Junior members of Foresters (minors), i.e. those who are under 16 years of age and are either the primary insured or an annuitant under a Foresters insurance certificate are eligible for member benefits except in the case of community and member involvement events where the junior member must be accompanied to the event by his/ her Parent.
- Benefits do not extend to Parents and legal guardians of a junior member of Foresters.
- Immediate family members include the spouse and children, including children under the care of legal guardians who are the holders, insureds and annuitants described above. Benefits do not extend to individuals outside of the immediate family, such as siblings or other relatives, except in the case of the Competitive Scholarship which extends to grandchildren.
Social Members, Branch Community Members who are currently in a Branch officer role and Registered Non-Voting Members (i.e. those who purchased a financial services product issued by other companies and offered through Foresters, and completed a Membership Registration Form on or before December 31, 2006) are only eligible for the Competitive Scholarship member benefits and Member Involvement and Community Investment events.
Definition of Terms
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