Flexibility and control for today's lifestyle
Life is all about making choices that balance the pressures of today with the needs of the future. Making financial choices is the same. You need solutions that help provide financial security for the future that don't lock you in when life suddenly changes.
Universal life insurance combines lifetime insurance protection with tax-deferred1 cash value accumulation under one insurance contract.
You can also access the cash value if you need it. And, you can adapt universal life insurance to suit your needs and financial goals – so you can have more flexibility both today and tomorrow.
Benefits of universal life insurance
Provides lifetime life insurance protection
Options that can refund your premiums, or offer protection for other needs, such as total disability or accidental death
Income Tax-free1 death benefit
Tax-deferred growth on cash value (some restrictions may apply)
Premium flexibility
Withdraw funds, or surrender for cash
Borrow and use the insurance as collateral for a loan2
Choose a Foresters universal life insurance product with the flexibility and control you need for today's lifestyle.
1Foresters, their employees and life insurance representatives, do not provide, on Foresters behalf, legal or tax advice. The information given here is merely a summary of our understanding of current laws and regulations. Prospective purchasers should consult their tax or legal advisor.
2Withdrawals or loans will reduce the death benefit and cash values and may affect how long the insurance contract is in effect. Surrender charges may apply to withdrawals.
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for Americans
