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Term Life Insurance
Term insurance provides fixed benefits for a fixed period of time for a
fixed payment. Term insurance is very useful in a variety of situations.
Term Insurance situations:
- To cover a specific debt for a specific time
- Example: a mortgage, instead of lender-supplied insurance
- When cash flow doesn't permit permanent life insurance. Term insurance
is a more affordable, basic level of coverage which can be converted to
permanent insurance when cash flow permits.
Key features of Term Insurance:
- Most coverage for the dollar
- But, no build-up of cash value
- No flexibility
Forester Premier 10 Term Insurance
Key features:
- Guaranteed level premiums for 10 years, increasing for each consecutive 10 year term thereafter
- Renewable automatically at 10-year intervals for another 10 years, at a new guaranteed level premium
- Terminates at the end of the 10-year interval following your 70th birthday
- Convertible to permanent insurance without evidence of insurability at any time before age 70
Talk to a Foresters representative for more details.
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